Rent to own charlotte homes

Rent to own advantage for Charlotte

2005-06-13T14:51:00.000-07:00

Benefits of the rent to own program include not only value appreciation but lower than market rent, no down payment, a newly remodeled home, mortgage equity build-up, training and education, and home maintenance counseling.

Ours is a realtor group in Charlotte NC and Huntersville NC region with a great choice of rent to own homes with a relocating charlotte professional in mind

See our list or Charlotte rent to own homes here >

Rent to own Homes Charlotte NC

2005-06-05T20:20:00.000-07:00

Rent to own Homes Charlotte NC

See our home list for rent
to own homes Charlotte >

Often the biggest obstacle to becoming a homeowner is coming up with enough
cash for a down payment. One way for cash-strapped home buyers to realize their
dream is to lease a home with an option to buy. This rent to own approach is
a great tool in a rising house price market like Charlotte North Carolina.

The optionee pays a sum, called option money, to the seller at the onset of
the lease. This money is applied to the purchase price if the option is exercised.
The option money is forfeited to the seller if the optionee doesn't go through
with the purchase.

Like any contract, the terms of a lease option are negotiable: the length of
the lease, the amount of the option money, the purchase price and the rent
to own amount Sometimes, a seller will agree to credit a portion of
the rent toward the purchase, providing an additional incentive for the buyer
to go through with the purchase.

Even though the amount of the option money is negotiable, it's usually less
than the down payment amount required to purchase an equivalent property. So,
for relatively little upfront cash, a lease option allows the buyer to tie up
a property at today's prices, and live in it before deciding to buy it. During
the lease period, the seller cannot sell the property to another buyer - Rent
to own Homes Charlotte Professionals >

Lease purchase and lease option professionals

2005-06-05T19:58:00.000-07:00

If a lease purchase lease
to own or lease option home is right for your family contact ncown.com and we
will show you the best options in the best areas of Charlotte, Huntersville,
Cornelius, Davidson and more.

Here's how a lease option works.
The buyer (called an optionee) leases the property from the seller (called an
optionor) for a period of time. The lease contract gives the optionee the right
to buy the property at the end of the lease period, or earlier by mutual agreement,
at a price agreed upon in the contract.

Like any contract, the terms of a lease
option are negotiable: the length of the lease, the amount of the option
money, the purchase price and the rent. Sometimes, a seller will agree to credit
a portion of the rent toward the purchase, providing an additional incentive
for the buyer to go through with the purchase.

Rent or own which is more Frugal?

2005-06-04T10:46:00.000-07:00

The American dream can easily become an American nightmare if you find yourself held hostage to house payments when you need the money for other things.
If you didn't own, you'd have to pay rent money - but you could downgrade to a smaller/cheaper rental if necessary, or you could live with a friend or relative without losing your shirt.

It's not that easy with a house that you "own". (If you're still making mortgage payments, you don't own it; your lender does.) You don't dare miss a payment for fear of losing your home. If you lose your home, you've not only lost a place to live, you've lost all the money - principle and interest - that you've paid to date. You have nothing left for a downpayment on another home. You're just "out of luck".

So if you lose your rented home, what do you lose? Well, you've already lost the money you paid to rent; however, you should recover any deposits you made as long as you haven't caused any damage and you've left it clean.

One advantage to owning your home is that you can plan it so that you don't have house payments when you retire, thus freeing up retirement income for other things. You can also sell your home and have at least the principle you've put into it, in a lump sum. If it's not over $250,000 for a single or $500,000 for a couple, you don't even pay tax on it

A good article about rent own on About.com, the king of popups.
We provide the best of both with rent to own Charlotte and Huntersville,
LEARN HOW TO OWN TODAY.http://frugalliving.about.com/cs/housing/a/050603.htm

Another rent to own home in Huntersville North Carolina

2005-06-03T16:26:00.000-07:00

Rent and lease purchase homes throughout Charlotte and Huntersville

Another great rent to own home in Charlotte ( Huntersville )

Beautiful home in Huntersville. Large 3 bedroom 2.5 bath home, loaded with upgrades. Great room w/fireplace, ceiling fans throughout, spacious kitchen w/ample cabinet space. Great .32acre lot that backs to woods, large deck. Come enjoy all Huntersvil

Is this the Charlotte area home your family would like to own? Contact us and it will be
If you are tired of paying rent - contact us now
If you though imperfect credit, self employment, or a higher debt ratio would keep you from owing? Contact us and let us show you a way to own this home.

Visit us and own this home with almost any situation here at www.ncown.com

Huntersville real estate market listings and prices

2005-06-02T12:32:00.000-07:00

With the addition of so much on the north side of Charlotte, Huntersville real estate and the availability of great rent to own homes has been a real commodity. The addition of a new mall and movie theater at exit 18 in North Charlotte has created a real boom for homes in Charlotte and Huntersville area real estate. Apartments are just not good enough when so many easy to own homes and rent to own opportunities exist in Charlotte. If you are a current homeowner you can easily sell your huntersville home for cash in this booming market.

Charlotte realtors

2005-05-02T18:10:00.000-07:00

We are professional North Carolina realtors who are not selling someone else’s homes, we’re actually the owner of several lovely homes which are available for purchase. Since we own the homes, many times (depending on your circumstances) we are willing to finance all or part of the purchase ourselves. All the normal rules concerning credit, debt ratio, proof of income and yes, even down payments do not apply. Since we own the homes, we can be very creative with the financing and structure it to fit your needs.

Why rent to own charlotte real estate

2005-05-02T18:07:00.000-07:00

because it is a smarter move than renting when you can get a great home for the same price as rent.
Our Lease to Own Program offers beautiful, newer rent to own Charlotte in the best neighborhoods throughout our area. Many benefits include the pride of home ownership, spacious yards, friendly Charlotte neighborhoods, good Charlotte schools, and many popular upgrades. You’ll have the opportunity to build equity while yourent to own in Charlotte ,and have the option to purchase your home when the time is right for you.

This information is here to help you leanr more about this alternative financing option for real estate.

Huntersville Real Estate

2005-05-02T18:06:00.000-07:00

Charlotte real estate and Huntersville, Lake Norman real estate and Cornelius realtors are in demand as the area sprawls quickly. Information about Huntersville Real Estate is available online here in our resource library.
Huntersville Real Estate Related Real Estate Resources:
The towns of Charlotte, Huntersville, Birkdale Village, Mooresville, Davidson, Cornelius, Matthews, and of course Lake Norman real estate is hot and growing. Huntersville Real Estate is a hot item in this are of North Carolina. People looking for real estate Huntersville Real Estate has become a prospering market.
This is a hot real estate market.

What is a Charlotte lease purchase Home?

2005-05-02T17:58:00.000-07:00

What is "lease purchase"? A sales agreement combined with a lease in which the Tenant has exclusive rights to purchase the home within the lease period. The purchase price, monthly rent, rent credits, and length of lease are established up front. This is a great way to beat the rising home prices by lockng in a price now. This can be great for someone relocating to Charlotte, tired of paying rent, or need some time before the actual purchase.
When can you move into a lease purchase Charlotte home? - Depending on your needs, you can move into your new home in just a few days. In most cases Occupancy can be arranged to accommodate your current living situation.
Can I Qualify to lease purchase Charlotte home? - There is no bank involved at this point. We will get you in a monthly payment you can be comfortable with and work on building a record that will help you get the mortgage when the time is right.
True equity in a home = True home ownership - A Lease Purchase locks in a purchase price the day you move in and remains the same throughout your lease. You can lock in the purchase price and get into a growing area and expanding market at a locked in price for the future.